A funeral plan to suit your needs
Everyone has different needs when it comes to funeral planning, so we make sure the plans we offer are as flexible as possible. When you get in touch, we’ll be happy to discuss your funeral requirements and tailor a plan to suit you. Rest assured a plan from Golden Charter is available to all UK residents regardless of age or state of health. With a Golden Charter funeral plan, you can pay for your plan in several ways. Spread the cost or make a one-off payment. Simply choose the one that’s right for you.
As an independently owned funeral director, our team will take the time to understand your wishes and tailor a plan to suit you. We can discuss these at our premises or in your home, at a time that is convenient for you. If you’d prefer to discuss this over the phone or via email, we can assist with this too. You can tell us about any preferences you have in mind, the type of funeral you would like to have, hymns, music or any other personal touches, and we’ll make sure your plan takes these into account.
What's included in a Funeral Plan?
Our funeral director’s services will be covered in your funeral plan, which means our fees will be fixed at today’s prices and protected against rising costs. Although a pre-paid funeral plan can cover all of the services below, there are some additional third party costs to consider which are noted below. These services typically include:
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Professional services and making arrangements for the funeral
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Transportation of the deceased from the place of death to our premises, chapel of rest or other suitable location
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Care of the deceased and preparations for family viewing if requested
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Advice on the certification and registration of death and related documentation
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Provision of funeral vehicles
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Advice on bereavement counselling
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Coffin or casket requested
Funeral Plan Third Party Costs
Although a pre-paid funeral plan can cover all of the services above or aside, there are some additional third party costs to consider. These are the costs for essential, non-funeral director services required to carry out a cremation or burial which need to be paid at the time of the funeral. These costs are outside our control. Depending on the plan type chosen, a Golden Charter funeral plan can include a contribution towards some of the third party costs. These might include the crematorium fees, minister or officiant’s fee or the cemetery fee, the opening of a new or existing grave for burial or interment of cremated remains, and any of the other costs noted in the next section following.
Funeral Plans and Other Costs
Other third party costs that may be associated with a funeral include the purchase of grave or lair, the hire of church or other venue, fees or organist or soloist, a memorial, such as a headstone, entry in a book of remembrance, or the planting of a tree, catering, floral tributes and newspaper announcements. There will only be more to pay at the time of the funeral if the third party costs exceed the allowance when you buy your plan, or if the costs increase by more than the growth of your plan. However, even if prices rise in the future, you’ll have the reassurance of knowing there’ll be nothing more to pay for our funeral director’s services included in the plan once your plan is fully paid for, guaranteed.
Funeral Plans and options
With a Golden Charter funeral plan, you can pay for your plan in several ways. Spread the cost or make a one-off payment, simply choose the one that’s right for you. We will provide you with the information you need to make an informed decision. The retail price of your funeral plan is representative of the equivalent cost of a funeral today plus an arrangement fee of £285 (1) which is retained by Golden Charter to help cover the costs of setting up your plan.
Your payments are held within the Golden Charter Trust. With £1.2 billion under management (2) the Trust is operated by a Board of Trustees, completely independent of Golden Charter. Their role is to hold your payments and ensure that the funeral director services in your plan can be paid for at the time they are required, however far into the future that may be. For more information on how your payments are protected, please click the frequently asked questions button below.
Gainsborough Funeral Home
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Cliff Bradley & Sons
41 Heaton Street
Gainsborough
Lincolnshire
DN21 2EA
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